A loan-approval model is found to reject applicants from a particular demographic at a much higher rate despite similar financial profiles. Which responsible AI concern does this represent?
- A. Token cost
- B. Model file size
- C. Latency
- D. Bias / fairness✓ Correct
Explanation
Systematically different outcomes for a demographic group despite similar profiles is a bias/fairness problem — a core responsible AI concern. Latency (C), token cost (A), and file size (B) are performance/cost attributes, not fairness issues.